Splitmama
Split smart. Settle easy. Keep friendships strong.
The problem
Splitting group expenses was still awkward — clunky apps, paywalls for basic features, forced signups for every friend, and confusing 'who owes what' math. Splitmama had to be free, cent-accurate, and let a friend join a group without ever creating an account.
What we built
- Unlimited expenses · free forever
- Multi-currency groups
- Debt simplification (min-cash-flow math)
- Deep-link settle: Venmo · PayPal · UPI · Cash
- Friends without accounts
- CSV export
Mobile-first ledger
The split experience, redesigned.
Groups, expenses, balances — all one thumb away, with a design that doesn't feel like a spreadsheet. Built for group trips, shared houses and dinner tables.
- Group trips
- Shared houses
- Dinner tables
- Multi-currency
Debt simplification
Seven IOUs become two.
Min-cash-flow math collapses the group's debt web into the fewest possible transfers — so nine people across three countries clear the whole trip in a handful of taps.
Euro Trip
4 members · 12 expenses
Apt 4B — utilities
3 people · monthly
Goa trip
6 friends · itinerary linked
Bali (9 travellers)
3 countries · 1-tap settle
Deep-link settle
One tap opens the app your group already uses.
Venmo, PayPal, UPI and Cash open with the exact amount prefilled. Splitmama is a tracker, not a bank or wallet — it never holds, moves or processes funds.
AI · coming soon
Just say what happened.
"Uber to the airport, 42 bucks, I paid, split with Maya and Ajay" — natural-language expense entry and AI receipt scanning are the next drop. You will always confirm an editable draft before it hits the ledger.
- Natural-language entry
- Receipt vision
- Confirmable drafts
- Category tagging
Splitmama AI
Autonomous · 24/7 · handoff-ready
Have an idea like Splitmama? We take it live in 10 days.
Any complexity, one fixed price, same-day delivery discussed on the call. Book a 30–90 minute session with our AI experts.
Other live products